08/22/2017 — For several years there has been a significant case working its way through the Federal Court system in Ohio. Walid Jammal, and several others filed suit against American Family Insurance claiming that they should be classified as "Employees" under Employee Retirement Income Security Act (ERISA), rather than as "Independent Contractors" as their Agent Agreement stated.
07/10/2017 — NASFA Legal Counsel, Bob O'Connor does a deep dive into the Captive Agents Case with American Family insurance and what this could mean for State Farm agents.
05/25/2017 — Freedom of association means you have the right to join or leave groups of your own choosing, and for a group to take collective action, if all else fails, to pursue the interests of members.
01/26/2017 — If you are a retired State Farm Agent, and retired under the AA3, or AA4 contract, you receive Termination Payments, or Extended Termination Payments.
01/05/2017 — In the last several months many of you have shown a renewed interest in Errors & Omissions Insurance. In particular, you have been concerned about the adequacy of the coverage offered through State Farm.
10/05/2016 — Recent regulatory changes by the Department of Labor have broadened the definition of "fiduciary" as it is used in ERISA (the Employee Retirement Income Security Act of 1974).
04/04/2016 — I am writing you as a long, long time Agent and a member of NASFA for years and years. When the UPC system was announced in Vegas, I was excited and immediately signed on.
01/11/2016 — If you are on an AA3/4 or an AA97 contract, there is no requirement that you do a business plan. If you are on an AA05 contract, the waters are a little muddier.
08/11/2015 — For many years I have been a State Farm agent, and never had a problem with my premium fund account. Our local banks used to offer us "no service charge" accounts, but no longer.
05/06/2015 — As an independent business person it is very difficult to turn down what seems to be a sure fire income stream. It is even more difficult when that income stream is in your exact line of work, and does not require that you do, or learn, anything different.
03/20/2015 — Agents nationally are up in arms over the delay in claims processing. In addition to the delay, it is never good to cut the agent out of the claims process.
01/28/2015 — We always seem to start from the same contract provision: "You are an independent contractor for all purposes." That promise has seriously eroded over the years.
10/27/2014 — The National Association of State Farm Agents recently shared a letter for its members to use when responding to customer inquiries. The goal of this letter is to remind customers to call their agent first with any questions related to claims, rather than the 800 number.
10/20/2014 — As an independent business person it is very difficult to turn down what seems to be a sure fire income stream. It is even more difficult when that income stream is in your exact line of work, and does not require that you do, or learn, anything different.